Ep. 212 - Will the Fed's 95% Predicted Rate Cut Change Your Mortgage?
With a 95% Chance of Fed Rate Cut, Should You Wait to Buy or Refinance Your Home?
In episode 212, Quinton Harris shares a comprehensive analysis of the upcoming Federal Reserve meeting and its implications for mortgage rates. Here we examine the Fed funds rate history, JOLTS reports, and employment data, Quinton explains why a quarter-point rate cut is virtually guaranteed and what this means for potential homebuyers and refinancers.
Drawing from multiple data sources, including the CME group's predictions and contradicting employment reports, Quinton challenges the conventional narrative about job market strength and reveals why post-election timing might be crucial for real estate transactions.
[00:00] - Introduction and Fed Week Overview
[01:05] - Federal Reserve Rate History and 2024-2025 Predictions
[02:48] - Impact of Rate Reductions on Mortgage Markets
[07:26] - JOLTS Report Analysis and Employment Trends
[09:31] - Government Jobs Data Discrepancies
[12:39] - Post-Election Market Predictions and Refinancing Wave
Key Quotes:
"The job market doesn't look as strong as it does on paper." - Quinton Harris
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