Ep. 128 - The Ultimate Guide to Landing the “Best” Interest Rate

Have you ever wondered if that mortgage rate is truly the "best" deal or just the one in front of you? In this episode, Daniel Halvorsen gives a masterclass on landing the ideal rate — one that balances both numbers on paper and your unique homeownership goals. He outlines insider strategies you won’t find on any blog. Whether you’re just daydreaming or ready to ink the papers, Daniel charts the path to scoring a monthly payment you can actually afford. This episode could save you hundreds each month and hundreds of thousands over the lifetime of your loan.

[00:00 - 02:09] - Opening segment

[02:10 - 04:46] - Lowest rate vs. best rate

[04:47 - 07:16] - How interest affects payment

[07:17 - 08:44] - Optimizing your credit

[08:45 - 10:27] - The impact of loan to value

[10:28 - 11:49] - Property types impact on interest rates

[11:49 - 18:13] - Shopping for rates

Key Quote:

“The lowest interest rate is not necessarily always the correct answer.” - Daniel Halvorsen

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